Employee Benefits

Dental and Vision

Everyday care deserves a place in the benefits conversation. Consider group dental and vision options alongside your medical coverage.

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START WITH WHAT MATTERS

Two benefits. A closer look at everyday needs.

Dental and vision coverage address different types of care. We help you review each on its own terms and consider how both may fit your benefits package.

As an independent agency, Spice can help you compare available options and understand the details before deciding.

A CLOSER LOOK

Know what you are comparing.

Group Dental Insurance

Compare options for preventive care and other dental services. Review provider networks, covered services, plan limits, waiting periods, and employee costs. Services to compare include cleanings, exams, X-rays, fillings, root canals, children's orthodontia, and emergency care while traveling. Availability and reimbursement depend on the specific plan.

Group Vision Insurance

Consider benefits for eye exams, frames, lenses, and contact lenses. Covered items, allowances, frequency limits, and provider access depend on the plan. Some plans may also include safety glasses. Routine vision benefits are separate from any medical treatment covered by a health plan, so review both sets of terms.

Coverage, eligibility, costs, and benefits depend on the policy and carrier. Review the applicable terms and exclusions before choosing.

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HELPFUL ANSWERS

Questions worth asking.

Are Dental and Vision included in every medical plan?

Do not assume they are. Review your medical plan and any separate dental or vision benefits to understand what is included.

Can employees keep their current providers?

Provider participation varies by plan and can change. Verify the network and relevant provider before choosing coverage.

Can we review Dental and Vision at renewal?

Yes. Bring your existing plan details and the questions you are hearing from your employees. We can help you compare available options.

LET US TALK

Build a clearer picture of your benefits options.

Tell us what you would like to understand or review. We will help you consider a practical next step.